General Disclaimer (Legal, Content, etc.)

Retireonmybudget.com ("Retire on my budget LLC " or "we") is a company registered in the USA with registration number 32-0650271. Retire on my budget is a website located at https://www.retireonmybudget.com. The client is any individual, company or the entity who purchased our subscription, API or another paid Premium service we do provide.
The structure of the project allows anyone with an Internet connection to alter its content. Please be advised that nothing found here has necessarily been reviewed by people with the expertise required to provide you with complete, accurate or reliable information. Use our content at your own risk.
We do not provide any warranties that our services will meet your requirements, be uninterrupted, timely, accurate, or error-free, or that your information will be secure.
No warranty whatsoever is made that any of the data or articles are accurate. There is absolutely no assurance that any statement contained on the website is correct or precise.
We will not be liable to you or to any other party for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, regardless of whether we were advised of the possibility of such damage. In no event shall our liability exceed one thousand U.S. dollars (USD 1000.00) in aggregate.

Contributing data on Retire on my budget site

By contributing data to Retire on my budget Site, you give us permission to use, reuse, distribute your data or any derivative work under this or another license at our determination.

Licensing of content

"Original content" is any content available on Retire on my budget site any part of the content that is not labeled as originating from another source (the label that displays the source of content that is not Original Content is displayed within a visually enclosed area).
If the content is labeled as originating from another source (non-original content), that content is available data under other licenses and by another licensor. In that case, the source of those data is specified within a visually enclosed area. Please check the source, to see the license of those data.
The licensing options for our Original Content are as follows:
1. Personal Use
Use of Retire on my budget data for personal use, under the term if you use Retire on my budget data in personal blogging, websites and social media that you have to give appropriate credit, a link back to Retireonmybudget.com.
2. Media Use and Academic Use
Use, reuse, and distribution of Retire on my budget 's content in newspapers, journals, books, public website content, broadcasting, search engines, other types of media and academic usages are allowed under this or other licenses, under the term that if you reuse our data, you must give appropriate credit. For reusing our content on websites, appropriate credit is a link back to Retireonmybudget.com and for reusing in printed media reasonable credit is a "source Retire on my budget " followed by URL to source pages in parenthesis.
3. Commercial License
Clients who purchased our Commercial License, API or Insights have a non-exclusive, non-transferable, worldwide, limited commercial license to use Retire on my budget data during the duration of the contract. Companies who are acting as contractors or vendors have a right to purchase the license on the behalf of the client. They exercise this right by informing us by email by specifying the end licensee's name and business details.

API, Insights and Commercial License

Additional to our general terms of use, by using our API, Insights on Commercial License (hereafter "Premium Service") you agree to the following terms:
The client expressly understands and agrees that Retire on my budget shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Retire on my budget has been advised of the possibility of such damages), resulting from: 1. the use or the inability to use the Premium Service; 2. the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Retire on my budget service; 3. statements or conduct of any third party on the Premium Service (unless such third parties are Retire on my budget ’s subcontractors); or 4. any other matter relating to the Premium Service.
Retire on my budget guarantees that during the Subscription period Premium Service will be accessible at least 98% as measured by a third party service chosen by Retire on my budget . Retire on my budget warrants that it has and will maintain all necessary licences, consents, and permissions necessary for the performance of its obligations under this Agreement.
Any decisions or claims The Client makes based on data from the Premium Service are The Client’s sole responsibility. Retire on my budget shall not be held liable for any such decisions or claims.
Retire on my budget 's total liability to The Client for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) shall not exceed the amount paid by The Client, if any, for accessing the Retire on my budget API. The Client’s total liability to Retire on my budget for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) shall not exceed the amount paid by The Client.
Retire on my budget will provide limited email support to The Client. The response for all technical and other inquiries will in general be provided within two business days. However, Retire on my budget doesn’t guarantee that all emails will be responded to within two business days.

Privacy Policy

By using Retire on my budget website you agree to allow us to collect personal information about you and to track your behavior by using cookies. For full details for our privacy policy please read our Privacy Policy.
Copyright Policy - DMCA Compliance
We take copyright issues seriously. In the case you think your work has been used on the website in a way that constitutes copyright infringement, please write to us and provide the following:
a description where the infringing material is located at the website
an identification of the copyrighted work that you claim has been infringed (including original location when possible)
your contact details including physical address, telephone number and email address
Please send that documentation to the Copyright Infringement Email.

Disputes and Jurisdiction

We hope that no serious disagreements arise involving you, but, in the event there is a dispute, we encourage you to seek a resolution by sending us a mail or an email. If you seek to file a legal claim against us, you agree to file and resolve it exclusively in courts located in Serbia.
To ensure that disputes are dealt with soon after they arise, you agree that regardless of any statute or law to the contrary, any claim or cause of action you might have arising out of or related to use of our services or these Terms of Use must be filed within the applicable statute of limitations or, if earlier, one (1) year after the pertinent facts underlying such claim or cause of action could have been discovered with reasonable diligence (or be forever barred).

Other Terms

We reserve the right to change this Terms of Use document at any time. You agree that we may provide you with notices, including those regarding changes to the Terms of Use, by email, regular mail, or postings on Retire on my budget Site.
If you have not signed a separate agreement with us, these Terms of Use are the entire agreement between you and us. If there is any conflict between these Terms of Use and a signed written agreement between you and us, the signed agreement will control.